Question

question 3 (mandatory) (3 points)
relating to bluecross blueshield plans
which statement about bcbs traditional, indemnity, and managed care plans is false?
bcbs contracts cover basic coverage and major medical benefits within one policy
indemnity coverage includes both basic, hospital, and medical coverage.
managed care plans include coordinated home health and hospice care.
the outpatient pretreatment authorization plan requires preauthorization of outpatient physical, occupational, and speech therapy services.

Explanation:

• BCBS Traditional plans typically have separate basic coverage and major medical policies, not combined within one policy.
• Indemnity coverage does include basic, hospital, and medical coverage.
• Managed care plans often include coordinated home health and hospice care.
• The outpatient pretreatment authorization plan does require preauthorization of outpatient physical, occupational, and speech therapy services.

Answer:

BCBS contracts cover basic coverage and major medical benefits within one policy.