Question

1 multiple choice 2 points which is a disadvantage of using a debit card? it accrues interest. it does not build credit scores. it can be used where credit is accepted. it draws from current funds in a bank account. 2 multiple choice 2 points which is likely to improve a credit score? paying off credit card balances having multiple credit cards with high balances requesting a credit limit increase changing the billing due date

Explanation:

• Question 1: Debit cards do not build credit scores as they are linked to your bank account funds and not a line of credit. Credit scores are built through credit - related activities like using credit cards responsibly.
• Question 2: Paying off credit card balances shows responsible credit management. High balances on multiple credit cards can lower your credit score (due to high credit utilization). Requesting a credit limit increase can sometimes lead to a hard inquiry (which can slightly lower the score in the short - term), and changing the billing due date has no direct impact on improving the credit score.

Answer:

1. It does not build credit scores.
2. paying off credit card balances