Question

the table shows information about leslies and savannahs credit histories. has 2 credit cards has 4 credit cards both credit card balances are almost at their credit limit no credit card balances opened first credit card 10 years ago opened first credit card 8 years ago no missed payments no missed payments who is likely to have the better credit score? leslie savannah

Explanation:

Step1: Analyze credit - card utilization

Leslie has both credit - card balances almost at their limit, which is a negative factor for credit score as high utilization can lower it. Savannah has no credit - card balances, which is positive for her credit score.

Step2: Analyze credit - card history length

Leslie has had her first credit card for 10 years and Savannah for 8 years. Longer credit history is generally better for credit score, but the impact of high utilization for Leslie may outweigh this advantage.

Step3: Analyze payment history

Both have no missed payments, so this factor does not differentiate their credit scores.

Answer:

Savannah