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select the reason(s) that auto insurance is more costly for young drive…

Question

select the reason(s) that auto insurance is more costly for young drivers?
lack of experience
distracted driving
statistics show they cause more accidents
answers a & b
all of the above

Explanation:

Brief Explanations

Young drivers often have less driving experience, which can lead to more accidents. Distracted driving (e.g., using phones) is common among them. Statistics support that these factors cause more accidents, increasing insurance costs.

Answer:

All of the above