Question

how does creating a budget help you prepare for unexpected costs? (1 point) it guides you to set aside money for emergencies. it stops you from saving money for important goals. it only tracks income you have earned in the past. it encourages you to spend money without any limits.

Explanation:

A budget is a financial plan. By creating it, one can allocate funds. Setting aside money for emergencies (an aspect of budgeting) helps prepare for unexpected costs. The other options are incorrect: stopping saving (opposite of budgeting purpose), only tracking past income (budgeting is for future planning too), and encouraging unlimited spending (contradicts budgeting's control nature).

Answer:

It guides you to set aside money for emergencies.