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Question
an individual has a low risk - tolerance and is uncomfortable with the idea of losing money in their investments, even if it means lower potential returns. what type of retirement plan should they consider? a retirement plan focused on high - growth stocks a retirement plan with a conservative investment strategy a retirement plan with an aggressive investment strategy a retirement plan with a mix of high - risk and low - risk investments
A low - risk tolerance individual should avoid high - risk and aggressive investment strategies. A conservative investment strategy minimizes the potential for loss, which is suitable for those uncomfortable with losing money. High - growth stocks and a mix of high - and low - risk investments, as well as aggressive strategies, carry more risk of loss.
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a retirement plan with a conservative investment strategy