Question

garnishment of wages means that a:
a. lender is going to take you to court to collect on a debt.
b. creditor is earning interest on your wages.
c. creditor is going to foreclose on your property.
d. lender is taking money from your paycheck or bank account.

Explanation:

Garnishment of wages is a legal process where a creditor can obtain a court order to take money directly from a debtor's paycheck or bank account to satisfy a debt. Option A is about taking to court (which may lead to garnishment but is not the definition of garnishment itself). Option B is incorrect as it's not about earning interest on wages. Option C is about foreclosure (related to property, not wages). Option D correctly describes the action of taking money from paycheck or bank account which is what wage garnishment is.

Answer:

D. lender is taking money from your paycheck or bank account.