Question

in the first paragraph, what is the meaning of defer?

a) invest
b) delay
c) prevent
d) reduce

Explanation:

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<reasoning>

Analyze the context of the word

The first paragraph of the memorandum discusses a retirement plan. It states: "This will allow you to defer tax on earnings from your investments until retirement. This means you will not be taxed until you withdraw the money."

Determine the meaning from context

The phrase "defer tax... until retirement" combined with "you will not be taxed until you withdraw" shows that the payment of taxes is put off or delayed to a future date.

Evaluate the options

• (A) invest: To put money into financial schemes. This does not match delaying taxes.
• (B) delay: To put off to a later time. This matches "until retirement" and "not... until you withdraw."
• (C) prevent: To stop something from happening. The taxes are not prevented; they are just paid later.
• (D) reduce: To make smaller. The amount of tax is not necessarily reduced, only postponed.

</reasoning>

<answer>
<mcq-option>A) invest</mcq-option>
<mcq-correct>B) delay</mcq-correct>
<mcq-option>C) prevent</mcq-option>
<mcq-option>D) reduce</mcq-option>
</answer>

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"Vocabulary in Context"
]
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Answer:

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<reasoning>

Analyze the context of the word

The first paragraph of the memorandum discusses a retirement plan. It states: "This will allow you to defer tax on earnings from your investments until retirement. This means you will not be taxed until you withdraw the money."

Determine the meaning from context

The phrase "defer tax... until retirement" combined with "you will not be taxed until you withdraw" shows that the payment of taxes is put off or delayed to a future date.

Evaluate the options

• (A) invest: To put money into financial schemes. This does not match delaying taxes.
• (B) delay: To put off to a later time. This matches "until retirement" and "not... until you withdraw."
• (C) prevent: To stop something from happening. The taxes are not prevented; they are just paid later.
• (D) reduce: To make smaller. The amount of tax is not necessarily reduced, only postponed.

</reasoning>

<answer>
<mcq-option>A) invest</mcq-option>
<mcq-correct>B) delay</mcq-correct>
<mcq-option>C) prevent</mcq-option>
<mcq-option>D) reduce</mcq-option>
</answer>

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