Question

bernadette wants to set aside some money, but she wants to have easy access to it without penalty. she is not worried about earning a large amount of interest. which of the following investments best suits her needs?

certificate of deposit

government bond

money market account

traditional savings account

Explanation:

A traditional savings account offers easy access to funds without penalties. While the interest earned is typically not very high, it meets Bernadette's requirements of having accessible money without a significant interest - earning focus. A certificate of deposit (CD) usually has a fixed term, and early withdrawal may result in penalties. Government bonds are more about lending to the government for a fixed period and may not offer the same level of easy, penalty - free access as a savings account. A money market account may have higher minimum balance requirements and more complex features compared to a simple traditional savings account for basic easy - access, low - interest - focused needs.

Answer:

Traditional savings account