Question

in this assignment you will research different credit cards using the criteria in the chart, and then determine which card should be used based on your research findings.
you must use different banks or credit companies!!! be sure to answer the question at the end of the chart.
this assignment is due monday november 10, 2025 3 pm and is worth 30 points p/p.
based on your research, which credit card do you recommend people use and why?

Explanation:

When recommending a credit card, several factors are considered. The annual cost/fee is important as it directly affects the user's expenses. A $0 annual fee like in "Savor Rewards for Students" is favorable. The card's benefits such as cash - back on dining, entertainment, and other purchases can save the user money. Promotional offers like a one - time cash bonus for spending a certain amount can be an added incentive. Credit card approval requirements also matter. Since this card is targeted at students (with income and age - related requirements that are likely more lenient for the student demographic), it caters to a specific group.

Answer:

I recommend the "Savor Rewards for Students" credit card. It has a $0 annual fee, which means no extra cost just for having the card. The 3% cash - back on dining & entertainment and 1% on all other purchases can provide significant savings over time. The one - time $50 cash bonus when spending $100 is an attractive promotional offer. Also, its approval requirements (income and age at a 4 - year university, community college, or other higher education institution) are tailored to students, making it more accessible for that demographic compared to cards with more general or stricter requirements.