Question

1. the primary reason people dont budget is because they lack the behavior to stick to a budget. true false 27. a common misconception is that budgeting will keep you from having fun, when in reality a budget... means there are no rules—you are free to use your money however you want adds more stress to your life restricts your fun completely gives you permission to spend 28. when is the right time to start creating and living by a budget? right now - its never too early! once you have a job with an income when you decide its time to buy a car when you start researching colleges and the costs that come along with it

Explanation:

• Question 26: The main reason people don't budget is often a lack of discipline (behavior) to follow a budget.
• Question 27: A budget actually gives you permission to spend within your means, not restrict fun completely.
• Question 28: The right time to start budgeting is right now as financial habits can be built early.

Answer:

1. True
2. Gives you permission to spend
3. Right now - it's never too early!