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question 8 of 10
what does an account you dont recognize on your credit report mean?
you may be the victim of identity fraud
your credit report is inoperative
your credit report is valid
youre not the victim of identity fraud
An unrecognized account on a credit report often indicates identity fraud. Credit reports list accounts associated with an individual. If there's an unfamiliar account, it could mean someone used the person's identity to open it. A valid credit report would list known accounts. An inoperative credit report is not a standard term here. And if there's an unrecognized account, it's more likely a sign of identity fraud rather than the opposite.
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You may be the victim of identity fraud