Question

which detail is a limitation of a promotional offer that boosts a credit score?
it only affects buying power, not the credit score.
it often only gives a credit score a temporary boost.
it permanently improves earning power.
it can lead to higher interest rates in the long term.

Explanation:

To determine the limitation of a promotional offer boosting a credit score, we analyze each option:

• The first option is incorrect as the offer is supposed to boost the credit score, not just buying power.
• The second option: Promotional offers for credit score boosts often provide a temporary increase (e.g., some services might inflate the score for a short period without long - term, sustainable improvement), which is a limitation.
• The third option is incorrect because a credit score boost from a promotional offer doesn't permanently improve earning power (earning power is related to income - generating ability, not directly to a credit score boost).
• The fourth option is incorrect as a credit score boost (if legitimate) should lead to lower, not higher, interest rates in the long term.

Answer:

B. It often only gives a credit score a temporary boost.