Question

1. predatory lenders get their negative reputation from...

discreetly selling personal bank information
limiting the amount of time a borrower has to use a loan
taking advantage of people during the great depression
charging high fees for loans and targeting desperate people

1. loans that directly help you advance in life, such as student loans, are accept debts.

true
false

Explanation:

• Question 3: Predatory lenders are known for unethical practices. Charging high fees and targeting desperate individuals is a classic predatory lending behavior. Selling personal bank information is identity - theft related (not the core of predatory lending reputation). Limiting loan - usage time is not the main negative trait. And while taking advantage of people in hard times (like the Great Depression) can be part of predatory behavior, the more general and common description is charging high fees and targeting the vulnerable.
• Question 4: Student loans (and other loans that help in personal advancement like some small - business loans for skill - building) are considered "good" or acceptable debts as they are an investment in one's future (education leads to better career opportunities, for example).

Answer:

1. Charging high fees for loans and targeting desperate people
2. True