Question

net pay is money you ______.

• give to the employer
• owe taxes on
• take home

Explanation:

Net pay is defined as an employee's earnings after all deductions (such as taxes, insurance, and retirement contributions) have been subtracted from gross pay. This is the actual amount of money the employee receives or "takes home" to use for personal expenses. The other options are incorrect: net pay is not money given to an employer, and it is already after taxes are deducted, so it is not money you owe taxes on.

Answer:

take home