Question

multiple choice question
which type of health care plan contracts with health care professionals to offer services at lower rates?
preferred provider organization (ppo)
physicians in private practice
health maintenance organization (hmo)
consumer - driven health care plans

Explanation:

A Preferred Provider Organization (PPO) is a type of health plan that contracts with healthcare providers (doctors, hospitals, etc.) to create a network. Members pay less if they use providers within the PPO network. The PPO negotiates lower rates with these in - network providers.
A Health Maintenance Organization (HMO) also has a network, but usually requires a primary care physician referral. Physicians in private practice are individual providers, not a type of plan. Consumer - driven health care plans focus more on consumer spending accounts (like HSAs) rather than contracting for lower rates in the same way as PPOs.

Answer:

Preferred provider organization (PPO)