Question

instructions: select the most appropriate response.
the qualified disabled working individual (qdwi) program helps individuals who received social security and medicare because of disability,
but who lost their social security benefits and free medicare part a because they returned to work and their earnings exceeded the limit
allowed, by requiring states to pay their:
○ a. medicare part a and b premiums
○ b. deductibles and coinsurance amounts
○ c. medicare part b premiums
○ d. medicare part a premiums

Explanation:

The Qualified Disabled Working Individual (QDWI) program is related to Medicare. Medicare Part A is generally premium - free for most people who have worked and paid Social Security taxes. However, for those who lost Social Security benefits due to returning to work with earnings above the limit, the QDWI program allows them to keep Medicare Part A. But they may have to pay for other aspects. Medicare Part B always has a premium. Deductibles and coinsurance are cost - sharing elements (not premiums). Medicare Part A premiums (option d) are not the case here as Part A is usually premium - free for eligible people, and the QDWI is about maintaining Part A. The key is that the QDWI program is about maintaining Medicare Part A, and the cost - sharing (deductibles and coinsurance) is not a premium - related aspect in the context of what the program is about.

Answer:

d. Medicare Part A premiums