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according to the schumer box below - when is your due date? interest ra…

Question

according to the schumer box below - when is your due date?

interest rates and interest charges

purchase annual percentage rate (apr)
0% intro apr for the first 15 months that your account is open.
after that: 16.49% to 25.24% based on your creditworthiness. these aprs will vary with the market based on the prime rate.
my chase loan apr
18.49% to 28.24%, based on your creditworthiness. these aprs will vary with the market based on the prime rate.
balance transfer apr
0% intro apr for the first 15 months that your account is open.
after that: 16.49% to 25.24% based on your creditworthiness. these aprs will vary with the market based on the prime rate.
cash advance apr
28.49%. this apr will vary with the market based on the prime rate.
penalty apr and when it applies
up to 29.99%. this apr will vary with the market based on the prime rate.
we may apply the penalty apr to your account if you

  • fail to make a minimum payment by the date and time that it is due, or
  • make a payment that is returned because it is insufficient.

how long will the penalty apr apply? if we apply the penalty apr for either of these reasons, the penalty apr could potentially remain in effect
until your account is closed.
how to avoid paying interest on purchases
your due date will be a minimum of 21 days after the close of each billing cycle. we will not charge you interest on new purchases if you pay your
balance in full by the due date each month. we will begin charging interest on balance transfers and cash advances on
the transaction date.
minimum interest charge
none
credit card tips from the consumer
financial protection bureau
to learn more about factors to consider when applying for or using a credit card, visit the website of the consumer financial protection bureau at
www.consumerfinance.gov/learnmore.

fees

annual membership fee
none

my chase plan fee
(read finance charge)
monthly fee of 0.9% of the amount of each eligible purchase transaction or amount selected to create a my chase plan while in the 0% purchase
apr period.
after that: monthly fee of 1.72% of the amount of each eligible purchase transaction or amount selected to create a my chase plan. the my chase
plan fee will be determined at the time each my chase plan is created and will remain the same until the my chase plan is paid in full.

transaction fees
balance transfers
intro fee of either $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within 60 days of account opening. after that: either
$5 or 5% of the amount of each transfer, whichever is greater.
cash advances
either $10 or 5% of the amount of each transaction, whichever is greater.
foreign transactions
3% of the amount of each transaction in u.s. dollars.
late payment
up to $40
over-the-credit limit
none
return payment
up to $40

the last day of the month
the first of the month
at least 21 days after the close of the billing cycle
it depends on when you open the credit card

Explanation:

Step1: Find relevant information

Check the "How to Avoid Paying Interest on Purchases" section.

Step2: Analyze due - date details

It says "Your due date will be a minimum of 21 days after the close of each billing cycle".

Answer:

At least 21 days after the close of the billing cycle.