Question

opción múltiple

las personas cubiertas por la seguridad social son todas las siguientes excepto

a. propietarios de pequeñas empresas
b. trabajadores del ferrocarril
c. trabajadores estatales que no están cubiertos por planes de pensiones estatales
d. empleados federales (después de 1984)

Explanation:

Analyze Social Security coverage rules

Under United States Social Security law, most workers are covered, including self-employed individuals (small business owners), federal employees hired after 1983, and state/local government employees who do not have a qualified alternative pension plan.

Identify the excluded group

Railroad workers are covered under a separate federal program called the Railroad Retirement System (administered by the Railroad Retirement Board) rather than the standard Social Security system.

Determine the correct option

Option B is the correct exception because railroad workers are excluded from standard Social Security coverage.

Answer:

• A. Propietarios de pequeñas empresas
• B. Trabajadores del ferrocarril (Correct answer)
• C. Trabajadores estatales que no están cubiertos por planes de pensiones estatales
• D. Empleados federales (después de 1984)