Question

mira
25 years
mortgage
car loan
student loans
2 credit cards
6 months old
2 late payments
0 outstanding payments
$9,000 of $21,000
cheyenne
oldest account 13 years
credit mix 3 credit cards
newest account 7 years old
3 - year payment history 0 late payments
0 outstanding payments
credit usage $1,000 of $12,500
anthony
42 years
mortgage
4 credit cards
14 years old
kai
oldest account 3 years
credit mix student loans
1 credit card
newest account 3 years old
based on the tables, which person likely has the highest credit score?
a. cheyenne
b. anthony
c. mira
d. kai

Explanation:

To determine the highest credit score, we analyze factors like credit history length, payment history, credit mix, and credit usage. Cheyenne has an oldest account of 13 years, newest account 7 years, 0 late payments, and responsible credit usage ($1,000 of $12,500). Comparing to others: Anthony's details (though partial) and Kai (shorter history, limited mix) and Mira (late payments, newer accounts) make Cheyenne's profile strongest for credit score.

Answer:

A. Cheyenne