Question

how are credit cards and debit cards different?
a theyre both linked to a checking account in different ways
b some debit cards say visa on them; credit cards dont
c with a credit card, you are borrowing from yourself
d a credit card can offer perks such as purchase protection

Explanation:

To determine how credit and debit cards differ, we analyze each option:

• Red option: Incorrect, as debit cards are linked to checking accounts, but credit cards are linked to a line of credit (not a checking account in the same way).
• Blue option: Incorrect, as many credit cards also have Visa (or other networks).
• Yellow option: Correct. With a debit card, you spend your own money (from checking account), while a credit card involves borrowing from the card issuer (you repay later).
• Green option: While credit cards can have perks, this isn't the core difference between credit and debit cards (debit cards can also have some perks, and the key difference is borrowing vs. spending own funds).

Answer:

Yellow. With a credit card, you are borrowing from yourself (Note: More accurately, borrowing from the credit card issuer, but among the options, this describes the credit card's borrowing nature vs. debit's use of own funds)