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october is known as open enrollment for health insurance. why is it important to sit down with a representative every year and evaluate your plan? +1 point
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- Your personal health needs (like new medications, chronic conditions, or planned procedures) may change annually, and you need a plan that covers these updated needs.
- Insurance plans often change their covered services, network providers, premiums, deductibles, and out-of-pocket costs each year, so reviewing ensures you still have a cost-effective, suitable plan.
- New plan options may become available that offer better coverage or lower costs than your current one.