Question

credit is advantageous because ________.

○ it is costly

○ interest charges can add up quickly

○ it makes financial matters more complex

○ it helps us make large purchases sooner than we could if using cash

Explanation:

To determine why credit is advantageous, we analyze each option:

• "it is costly" is a disadvantage of credit, as costliness is not beneficial.
• "interest charges can add up quickly" is also a disadvantage, as high interest is a negative aspect of credit.
• "it makes financial matters more complex" is a disadvantage, as complexity in finances is not an advantage.
• "it helps us make large purchases sooner than we could if using cash" is an advantage because credit allows individuals to acquire expensive items (like a house or car) by borrowing money, rather than waiting to save the full amount in cash.

Answer:

D. it helps us make large purchases sooner than we could if using cash