Question

which scam uses devices installed on credit, bank, or debit card readers?

spoofing
skimming
skipping
swamping

Explanation:

Analyze the question prompt

The question asks to identify the scam that uses physical devices installed on credit, bank, or debit card readers to steal card information.

Evaluate the options

• spoofing: A technique where an attacker masquerades as a trusted source (e.g., email spoofing, IP spoofing).
• skimming: A physical method where malicious hardware (a skimmer) is placed over a legitimate card slot to capture magnetic stripe data and PINs.
• skipping: Not a standard cybersecurity or financial scam term related to card readers.
• swamping: Not a standard term for card reader tampering.

Select the correct term

The correct term for installing physical capture devices on card readers is skimming.

Answer:

• spoofing
• skimming (Correct answer)
• skipping
• swamping