Question

6 which of the following does not describe a traditional health care plan?

deductible usually required
no deductible required
maximum amount must be spent before insurance company pays their part
fees are due for non-covered activities

Explanation:

Analyze traditional healthcare plans

Using the Traditional Healthcare Plans knowledge point
Traditional healthcare plans, also known as indemnity plans or fee-for-service plans, typically require the policyholder to pay a deductible before the insurance company begins to pay its share of the covered medical expenses. Therefore, a deductible is usually required, and a maximum amount (the deductible) must be spent before the insurer pays. Additionally, policyholders are responsible for fees incurred from non-covered services or activities. Consequently, the statement "No deductible required" does not describe a traditional healthcare plan.

Answer:

• Deductible usually required
• No deductible required (Correct answer)
• Maximum amount must be spent before insurance company pays their part
• Fees are due for non-covered activities