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sloane parked her car on the street and left to shop at a nearby store.…

Question

sloane parked her car on the street and left to shop at a nearby store. when sloane returned, she discovered a significant dent on the rear bumper of her car. the incident likely occurred while she was away, and no note was left by the responsible party. which type of car insurance coverage would pay to repair the damage to sloanes car? comprehensive coverage personal injury protection (pip) liability coverage collision coverage

Explanation:

Brief Explanations

To determine the correct car insurance coverage, we analyze each option:

  • Comprehensive coverage: Covers damage to a vehicle from non - collision events like vandalism, falling objects, or damage from an unknown party (as in Sloane's case where the responsible party left no note).
  • Personal injury protection (PIP): Focuses on covering medical expenses for the policyholder and passengers in case of an accident, not vehicle damage.
  • Liability coverage: Is for damage or injuries the policyholder causes to others, not for damage to their own vehicle.
  • Collision coverage: Covers damage to the policyholder's vehicle when it collides with another vehicle or object, but in this case, there's no indication of a collision with a known object or vehicle, and the responsible party is unknown, so it's not collision.

So, comprehensive coverage is the correct option as it covers non - collision related damage to the vehicle from unknown or non - collision causes.

Answer:

comprehensive coverage