Question

question 4 (1 point)
what is a credit history?
○ a the record of purchases and payments to a credit card during a one - month period
○ b a statement sent to you each year by the internal revenue service
○ c a form the bank asks you to complete when you open a savings account
○ d a profile or report of a persons debt and repayment habits, which is built up over the course of several years
question 5 (5 points)

Explanation:

A credit history is a long - term record of a person's debt and repayment behavior, built over years. Option a only covers a one - month period for a credit card, option b is about an IRS statement, and option c is related to opening a savings account. Option d correctly defines credit history.

Answer:

D. A profile or report of a person's debt and repayment habits, which is built up over the course of several years