Question

multiple select question

select all that apply

select all the correct examples of determining the primary insurance coverage for dependent children.

the plan of the custodial parent is primary if parents are separated or divorced and do not have joint custody.
the plan of the parent without custody is primary if parents are separated or divorced and do not have joint custody.
the plan of the parent with the earlier birthday in the year is primary if the parents are not separated or divorced and have joint custody.
the plan of the parent who has been employed longer is primary if the parents are not separated and have joint custody.

Explanation:

Analyze coordination of benefits rules

Using the Coordination of Benefits and Dependent Coverage Rules knowledge points

• When determining primary coverage for dependent children of parents who are separated or divorced without joint custody, the plan of the custodial parent is primary.
• Therefore, the first option is correct, and the second option is incorrect.

Apply the birthday rule

Using the Birthday Rule knowledge point

• For parents who are married, not separated, or have joint custody, the primary plan is determined by the parent whose birthday (month and day) falls earlier in the calendar year.
• Therefore, the third option is correct.
• Length of employment is not the primary determinant under these conditions, making the fourth option incorrect.

Answer:

• The plan of the custodial parent is primary if parents are separated or divorced and do not have joint custody. (Correct answer)
• The plan of the parent without custody is primary if parents are separated or divorced and do not have joint custody.
• The plan of the parent with the earlier birthday in the year is primary if the parents are not separated or divorced and have joint custody. (Correct answer)
• The plan of the parent who has been employed longer is primary if the parents are not separated and have joint custody.