Question

the last time larissa checked her credit score, it was 760, and her only credit event since then has been applying for a store credit card. which of these is most likely to be her credit score now?

choice

a. 770
b. 750
c. 760
d. 780

Explanation:

Step1: Recall credit score impact of applications

When you apply for a credit card, a hard inquiry is typically made on your credit report. Hard inquiries can temporarily lower your credit score, usually by a few points (often 5 - 10 points, though it varies).

Step2: Evaluate the options

• Option A (770) and D (780) suggest an increase, which is unlikely from a credit card application (unless other positive factors, but there are none here).
• Option C (760) suggests no change, but a hard inquiry usually causes a small drop.
• Option B (750) is a drop of 10 points, which is within the typical range for a hard inquiry's impact.

Answer:

B. 750