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Explanation:

Problem 1: $\boldsymbol{\frac{20a}{4}}$

Step1: Divide coefficients

Divide 20 by 4: $20 \div 4 = 5$

Step2: Keep the variable

The variable part is $a$, so combine with the coefficient.

Step1: Divide coefficients

Divide 16 by 2: $16 \div 2 = 8$

Step2: Keep the variable

The variable part is $y$, so combine with the coefficient.

Step1: Divide coefficients

Divide 16 by 4: $16 \div 4 = 4$

Step2: Keep the variables

The variable part is $ab$, so combine with the coefficient.

Answer:

$5a$

Problem 2: $\boldsymbol{\frac{16y}{2}}$