Question

freya realizes she does not have enough in her bank account to use the debit card. she decides to use a credit card instead.
which questions should freya answer before using a credit card? check all that apply.
□ can i pay at least the minimum payment each month?
□ can i make payments on time and avoid late fees?
□ will i have to take out a loan?
□ how much in finance charges can i afford to pay?
□ should i talk to a consumer credit counseling service?

Explanation:

These questions address core responsibilities and financial feasibility of using a credit card, ensuring Freya can manage the associated costs and obligations without unnecessary additional steps or unrelated inquiries.

Answer:

• Can I pay at least the minimum payment each month?
• Can I make payments on time and avoid late fees?
• How much in finance charges can I afford to pay?