Question

1. to stay extra focused on your debt - free degree goal, you will need to avoid...

a. the fafsa
b. a college degree
c. all types of financial aid
d. student loans

1. you can save thousands of dollars by spending the first ____ at a(n) ______.

a. two years; name - brand school
b. part of your tuition; traditional four - year school
c. two years; local community college
d. year; out - of - state school

1. in - state college tuition is almost always a cheaper option than out - of - state colleges.

a. true
b. false

1. dropping out of college means you dont have to pay your student loans.

a. true
b. false

1. when applying for scholarships, you should consider both ____ and ______.

a. friends; teachers
b. tuition; school
c. range; intensity
d. speed; accuracy

1. scholarships are a great way to fund your education because you dont have to...

a. pay them back
b. be a student
c. apply for them
d. write an essay

1. most employers care more that youre educated in your field than they care about...

a. if youre good at your job
b. your work ethic
c. your future career plans
d. what college you went to
24.________ typically take(s) less than two years to complete, teach(es) you the skills you need for that career, and is/are often tied to that regions employment needs.
a. on - the - job training
b. online courses
c. military training
d. trade and vocational schools

Explanation:

1. Student loans create debt, so avoiding them helps stay debt - free. The FAFSA (Free Application for Federal Student Aid) is just a form, not debt. A college degree is the goal. Not all financial aid is debt (e.g., grants).
2. Community colleges are cheaper. Spending the first two years there (for general education) and then transferring to a four - year school can save money. Name - brand schools and out - of - state schools are more expensive.
3. In - state colleges receive state funding, so tuition is cheaper for in - state residents than out - of - state.
4. Dropping out of college does not eliminate the obligation to pay student loans.
5. When applying for scholarships, range (types of scholarships available) and intensity (how competitive they are) are relevant. Friends/teachers, tuition/school, speed/accuracy are not the main considerations.
6. Scholarships are funds that do not require repayment. You do need to be a student (in most cases) and apply for them (often with an essay).
7. Employers care about education in the field. While work ethic and future plans matter, they typically care less about the specific college (unless it's a highly specialized field).
8. Trade and vocational schools often offer programs that can be completed in less than two years, teach specific career skills, and are tied to local employment needs. On - the - job training is work - based, online courses can vary in length and focus, and military training is more about military skills.

Answer:

1. D. Student loans
2. C. Two years; local community college
3. A. True
4. B. False
5. C. Range; intensity
6. A. Pay them back
7. D. What college you went to
8. D. Trade and vocational schools