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the case of overdrawn, overwrought, and over her head
read the case and then answer the questions that follow.
her life was a house of cards, and someone had just pulled one out from the bottom.
at least thats what it felt like to tara kenko. the month had started out badly when tara found that she had made a mistake in her checking account balance and had only $439, instead of the $939 she thought she had. after paying her share of the rent—$210—she didnt have enough money left to make her car payment. so she just put the bill aside, figuring that shed take care of it later in the month when she got paid.
things went from bad to worse 2 days later when her car refused to start. she had to have it towed to a mechanic, who told her that it would cost about $350 to get it fixed. she didnt have that either, but she figured she could put it on her credit card. but later, when she went to pick up her car and pay for the repair, which turned out to be closer to $400 than $350, her card was rejected. she called the credit card company from the repair shop and was told that she had exceeded her authorized credit limit. the mechanic wouldnt let her take her car until she paid for the repairs, so she was forced to leave it and catch a bus to campus.
the final straw came in her chemistry class. the instructor announced that students in the class would have to buy yet another textbook to help them with a particular set of experiments. having already spent $150 for books in that class alone, tara was both angry and dismayed. she had no idea how she was going to find the money to pay for the book, let alone her regular car payment and the car repairs. she was in deep financial trouble, and she didnt know what to do.
can you suggest some approaches tara can take to deal with the problem of the new book for her chemistry class?
- Check textbook availability: See if the library has a copy (either physical or digital) that can be borrowed for the experiments.
- Look for second - hand options: Search online marketplaces (e.g., Amazon used books, eBay) or campus bulletin boards for a cheaper used copy.
- Group purchase or sharing: Team up with classmates to buy one copy and share it, taking turns using it for the experiments.
- Financial aid or departmental resources: Inquire at the college's financial aid office or the chemistry department if there are any emergency funds, scholarships, or loaner textbooks available for students in need.
- Digital alternatives: Check if there is an e - book version that might be more affordable, or if the instructor has supplementary online materials that can substitute partially or fully for the textbook.
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- Check library availability.
- Look for second - hand copies.
- Consider group purchase/sharing.
- Inquire about financial aid/departmental resources.
- Explore digital alternatives.