Question

question 3 (1 point)
which of the following is a benefit of travel insurance? (select all that apply)

a it covers all food & drink expenses at the airport
b it can reimburse you for a canceled flight
c it covers lost or stolen luggage
d all of these

question 4 (1 point)
the percent of costs (20%, for example) the insured pays for a medical procedure

a deductible
b premium
c copay
d coinsurance

Explanation:

Question 3

• Option a: Travel insurance typically does not cover all food and drink expenses at the airport as it's not a standard benefit.
• Option b: Reimbursement for a canceled flight is a common benefit of travel insurance.
• Option c: Coverage for lost or stolen luggage is also a typical benefit of travel insurance.
• Option d: Since a is not a benefit, "All of these" is incorrect. So the correct options are b and c.

• Deductible is the amount the insured pays before insurance starts.
• Premium is the cost to have insurance.
• Copay is a fixed amount the insured pays for a medical service (e.g., 20% of costs as in the question matches copay concept, though the option text might have a typo like "copay" or similar).
• Coinsurance is a percentage the insured pays (e.g., 20% of costs, which fits the description. Likely a typo in the option as "coinsurance" is the term for the percent of costs the insured pays after deductible. So the correct option is related to coinsurance (option d if it's "coinsurance" typo) or copay (option c if "copay" is intended). Assuming the option with the percent payment is coinsurance (or copay, but coinsurance is percentage-based), the correct answer is the option for coinsurance (e.g., d if labeled as coinsurance, or c if copay). Given the description, the correct term is "coinsurance" (or copay, but coinsurance is percentage of cost). So the correct option is the one for coinsurance (assuming option d is "coinsurance" typo).

Answer:

b. It can reimburse you for a canceled flight, c. It covers lost or stolen luggage

Question 4