Question

question 1 of 10
which of the following statements is correct about using a p2p app or service safely?

• p2p payments should not be used to send or receive payment from people you do not know.
• you should only link a checking account to a p2p payment app or service.
• you can use a p2p app or service to receive payment from someone you dont know, but never send money to people you dont know.
• you should only link a credit card to a p2p payment app or service.

Explanation:

To determine the correct statement about using a P2P app safely, we analyze each option:

• Option 1: P2P payments should not be used to send or receive payment from people you do not know. This is correct because transacting with unknown individuals in P2P can lead to scams, fraud, or unauthorized access.
• Option 2: Saying you should only link a checking account is incorrect. You can link other accounts (like savings or use cards) depending on the app and security preferences, and this is not a universal "only" rule.
• Option 3: Receiving from unknown people is also risky (e.g., could be a scam to get personal info or reverse the payment fraudulently), so this is wrong.
• Option 4: Only linking a credit card is incorrect. Linking a checking account or other accounts can be done safely with proper security measures, and credit cards also have risks (though some fraud protection, but it's not a universal "only" rule).

So the correct option is the first one.

Answer:

A. P2P payments should not be used to send or receive payment from people you do not know.