Question

nicholas accidentally backed his car into his neighbor’s fence, causing damage
which insurance coverage would be responsible?

uninsured motorist
coverage
property damage
liability
comprehensive
insurance
collision insurance

Explanation:

Property damage liability insurance covers damage a driver causes to someone else's property (like the neighbor's fence here). Uninsured motorist coverage is for when the at - fault party is uninsured. Comprehensive insurance covers non - collision damage (e.g., theft, natural disasters). Collision insurance covers damage to the insured's own vehicle from collisions. So the correct coverage is property damage liability.

Answer:

B. property damage liability (assuming the options are labeled A - D as A. uninsured motorist coverage, B. property damage liability, C. comprehensive insurance, D. collision insurance)