Question

name:

1. which action is most aligned to the goals of using a zero - based budget?

a. bring your checking account balance to $0 every week, even if it means you overdraw your
account often
b. be sure to have one or more budget lines for saving so that it doesnt get left as an
afterthought
c. if, at the end of your budgeting you end up with $185 leftover, you should just spend that on
fun stuff
d. try not to seek out more sources of income, because then your budget will no longer work

Explanation:

Zero - based budgeting emphasizes intentional allocation of funds, including savings. Option b ensures savings is a planned part of the budget, which is in line with the goal of zero - based budgeting. Option a is incorrect as overdrawing is not a goal. Option c of just spending leftover on fun stuff ignores proper re - allocation. Option d is wrong as seeking more income can be part of a flexible budget.

Answer:

b. Be sure to have one or more budget lines for saving so that it doesn't get left as an afterthought