Question

what does surface water refer to? water in lakes, streams, rivers, and oceans water found in deserts only water that is filtered and used for irrigation

Explanation:

Surface water is defined as water that is present on the Earth's surface in bodies like lakes, streams, rivers, and oceans. Water found in deserts is not a general definition of surface water. Also, surface water is not limited to only filtered water used for irrigation.

Answer:

water in lakes, streams, rivers, and oceans