Question

question 6 (1 point)
what is a disadvantage of having a higher deductible?

a lower your premium cost
b you have to pay less toward insured loss
c makes the cost to repair your vehicle cheaper
d you have to pay that amount out of pocket before insurance company will cover repairs

question 7 (2 points)
what kinds of things are covered under travel insurance? (name at least 2 - not counting dental relief)
what kinds of things are not covered under travel insurance? (name at least 2 - not counting dental treatment)

Explanation:

Question 6

To determine the disadvantage of a higher deductible, we analyze each option:

• Option a: Lower premium is an advantage, not a disadvantage.
• Option b: A higher deductible means you pay more (not less) toward insured loss, so this is incorrect.
• Option c: A deductible doesn’t affect repair costs directly, so this is wrong.
• Option d: With a higher deductible, you must pay that amount out - of - pocket before insurance covers repairs, which is a disadvantage.

Travel insurance typically covers:

1. Trip cancellation/interruption: If you have to cancel or cut short your trip due to covered reasons (like illness, natural disasters), the insurance can reimburse non - refundable costs.
2. Medical emergencies: Coverage for unexpected medical expenses while traveling, such as doctor visits, hospital stays, and emergency medical evacuation.

1. Pre - existing conditions (in many cases): If a medical condition existed before the trip and is not properly disclosed or not covered by the policy, related expenses may not be covered.
2. Routine check - ups: Travel insurance is for unexpected events during travel, not for routine medical care like regular doctor visits for wellness.

Answer:

d. you have to pay that amount out of pocket before insurance company will cover repairs

Question 7 (First part: What is covered under travel insurance)