Question

the purpose of monthly setting aside * 1 point a percentage of the money needed for a goal is so _
alternatives are evaluated on which meets the most criteria
there is no purpose
ghosts dont come out top loay
you dont have to borrow later and pay interest on the loan

Explanation:

When you set aside money monthly for a goal, it accumulates over time. If you don't save and instead borrow later, you'll have to pay back the principal plus interest. Saving avoids this interest - paying situation. The first option about evaluating alternatives is not related to saving money monthly. The second option "there is no purpose" is incorrect as saving has a clear purpose. The third option about ghosts is non - sensical in this context.

Answer:

you don't have to borrow later and pay interest on the loan