QUESTION IMAGE
Question
people with an excellent credit rating have a debt - to - credit ratio in what range?
30% or less
30% to 40%
40% to 50%
50% or more
which types of information are not found in your credit report?
debt payment history
collections and bankruptcies
current and previous addresses
cholesterol count
which of the following is not one of the three credit reporting agencies in
Brief Explanations
- For the first question, a debt - to - credit ratio of 30% or less is generally associated with an excellent credit rating. This is because a lower ratio indicates that a person is using a relatively small amount of their available credit, which is seen as a sign of responsible credit management.
- For the second question, a credit report contains information related to a person's credit and financial history. Debt payment history, collections, bankruptcies, and addresses (as they can be used for verification) are relevant to credit. Cholesterol count is a medical metric and has no relation to creditworthiness, so it is not found in a credit report.
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- First question: 30% or less
- Second question: Cholesterol count