Question

midterm review guide: unit 4 - healthcare delivery models
part a — multiple choice (circle one)

1. which of the following countries has a private healthcare model?

a) egypt c) canada
b) switzerland d) denmark

1. public healthcare is mainly funded by?

a) taxpayers c) individual consumers
b) employers d) private insurance companies

1. which is a negative effect of public healthcare?

a) never denied primary care services c) never have to pay out of pocket
b) decides which treatments will be paid for d) price is driven down

1. which of the following countries has a public healthcare model?

a) finland c) australia
b) fiji d) japan

1. who pays for healthcare in a private healthcare model?

a) taxpayers c) you pay as an individual
b) the government d) schools and charities

part b — true / false
write t or f.

1. ___ medicare is a federally funded program.
2. ___ medicaid was originally created for people 65 and older.
3. ___ hmo and ppo plans are part of private health insurance.
4. ___ high cost of care is not a barrier to healthcare.
5. ___ behavior is the leading cause of premature death.

Explanation:

Part A - Multiple Choice

1. Brief Explanations: Switzerland has a private - oriented healthcare model with a mix of private insurance and some public elements, while Egypt has a more public - private mix with a significant public component, Canada and Denmark have public healthcare models.

• Answer: b) Switzerland

1. Brief Explanations: Public healthcare is funded by the government, which gets its money from taxpayers. Employers fund private insurance for employees in some cases, individual consumers pay for private healthcare, and private insurance companies are funded by premiums (from individuals or employers).

• Answer: a) Taxpayers

1. Brief Explanations: A negative effect of public healthcare is that the government or the public system decides which treatments will be paid for, which can limit patient choice. "Never denied primary care services" and "Never have to pay out of pocket" are positive aspects, and "Price is driven down" can be a positive economic effect of public healthcare.

• Answer: b) Decides which treatments will be paid for

1. Brief Explanations: Finland has a public healthcare model. Fiji has a developing healthcare system with a mix, Australia has a mixed public - private system (Medicare is public but there are private options), and Japan has a universal public - private mix with a strong public component but not as purely public as Finland in terms of funding structure.

• Answer: a) Finland

1. Brief Explanations: In a private healthcare model, individuals (either directly or through private insurance premiums they pay) are the ones who pay for healthcare. Taxpayers and the government pay for public healthcare, and schools and charities are not the primary payers for private healthcare.

• Answer: c) You pay as an individual

Part B - True/False

1. Brief Explanations: Medicare in the United States is a federally funded program that provides health insurance for people 65 and older, as well as some younger people with disabilities.

• Answer: T

1. Brief Explanations: Medicaid was created for low - income individuals and families, while Medicare was originally created for people 65 and older.

• Answer: F

1. Brief Explanations: HMO (Health Maintenance Organization) and PPO (Preferred Provider Organization) are types of private health insurance plans.

• Answer: T

1. Brief Explanations: High cost of care is a major barrier to healthcare as many people cannot afford necessary medical treatments.

• Answer: F

1. Brief Explanations: Behavioral factors such as smoking, poor diet, lack of exercise, and alcohol abuse are the leading causes of premature death.

• Answer: T

Answer:

Part A - Multiple Choice

1. Brief Explanations: Switzerland has a private - oriented healthcare model with a mix of private insurance and some public elements, while Egypt has a more public - private mix with a significant public component, Canada and Denmark have public healthcare models.

• Answer: b) Switzerland

1. Brief Explanations: Public healthcare is funded by the government, which gets its money from taxpayers. Employers fund private insurance for employees in some cases, individual consumers pay for private healthcare, and private insurance companies are funded by premiums (from individuals or employers).

• Answer: a) Taxpayers

1. Brief Explanations: A negative effect of public healthcare is that the government or the public system decides which treatments will be paid for, which can limit patient choice. "Never denied primary care services" and "Never have to pay out of pocket" are positive aspects, and "Price is driven down" can be a positive economic effect of public healthcare.

• Answer: b) Decides which treatments will be paid for

1. Brief Explanations: Finland has a public healthcare model. Fiji has a developing healthcare system with a mix, Australia has a mixed public - private system (Medicare is public but there are private options), and Japan has a universal public - private mix with a strong public component but not as purely public as Finland in terms of funding structure.

• Answer: a) Finland

1. Brief Explanations: In a private healthcare model, individuals (either directly or through private insurance premiums they pay) are the ones who pay for healthcare. Taxpayers and the government pay for public healthcare, and schools and charities are not the primary payers for private healthcare.

• Answer: c) You pay as an individual

Part B - True/False

1. Brief Explanations: Medicare in the United States is a federally funded program that provides health insurance for people 65 and older, as well as some younger people with disabilities.

• Answer: T

1. Brief Explanations: Medicaid was created for low - income individuals and families, while Medicare was originally created for people 65 and older.

• Answer: F

1. Brief Explanations: HMO (Health Maintenance Organization) and PPO (Preferred Provider Organization) are types of private health insurance plans.

• Answer: T

1. Brief Explanations: High cost of care is a major barrier to healthcare as many people cannot afford necessary medical treatments.

• Answer: F

1. Brief Explanations: Behavioral factors such as smoking, poor diet, lack of exercise, and alcohol abuse are the leading causes of premature death.

• Answer: T