Question

a major disadvantage of buying a used vehicle is that *
the price will usually be higher
the owner seldom will bargain
there will seldom be a warranty
the vehicle will usually need repairs

if the used vehicle passes your tests, you should *
have a friend test drive the vehicle
have a mechanic make a final check
buy only is a warranty is offered
immediately buy the vehicle

a driver with recent traffic convictions pays more for insurance because *
there is no relationship between convictions and collisions
the driver had higher annual mileage
the driver tends to have more collisions
the driver usually is younger than 25

Explanation:

Analyze used vehicle disadvantages

Buying a used vehicle has financial benefits, but it carries risks because the previous owner's maintenance history is often unknown. Among the choices:

• Used vehicles are cheaper, so the price is not higher.
• Owners/dealers are often highly willing to bargain.
• While they may lack a warranty, the most significant, direct risk is that there is no guarantee of the vehicle's condition, meaning there will seldom be a warranty to cover unexpected failures.

Determine next steps in vehicle purchase

Even if a used vehicle passes your personal inspection and test drive, you are likely not a certified professional. To avoid hidden mechanical issues, the safest and most recommended practice in Driver Education is to have a professional mechanic perform a pre-purchase inspection before finalizing the sale.

Evaluate insurance premium factors

Insurance companies assess premium rates based on statistical risk. A driver with recent traffic convictions has demonstrated risky driving behavior. Actuarial data shows that drivers with traffic violations are statistically more likely to be involved in future collisions, which increases the risk and cost for the insurer.

Answer:

Question 1

• (A) the price will usually be higher
• (B) the owner seldom will bargain
• (C) there will seldom be a warranty (Correct answer)
• (D) the vehicle will usually need repairs

Question 2

• (A) have a friend test drive the vehicle
• (B) have a mechanic make a final check (Correct answer)
• (C) buy only is a warranty is offered
• (D) immediately buy the vehicle

Question 3

• (A) there is no relationship between convictions and collisions
• (B) the driver had higher annual mileage
• (C) the driver tends to have more collisions (Correct answer)
• (D) the driver usually is younger than 25