Question

____ are items such as utilities, rent, and food—items that one can’t do without.
○ needs
○ wants
○ risks
○ assets

Explanation:

The question is about identifying a term for essential items like utilities, rent, and food (items one can't do without). "Needs" are essential requirements for survival or basic functioning, while "Wants" are desires, "Risks" are potential negative events, and "Assets" are resources with value. So the correct term is "Needs".

Answer:

A. Needs