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Question
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if two or more plans cover dependent children of separated or divorced parents who do not have joint custody of their children, what is the order used in determining the primary plan? put the first consideration at the top of the list.
the plan of the parent without custody
the plan of the spouse of the custodial parent if remarried
the plan of the custodial parent
Identify the applicable rules
Under standard health insurance Coordination of Benefits guidelines, when determining the order of benefits for dependent children of divorced or separated parents without joint custody (and in the absence of a court decree), a specific sequence is followed to establish which plan is primary, secondary, and tertiary.
Determine the order of coverage
According to standard Dependent Coverage Rules:
- The plan of the custodial parent is primary and pays benefits first.
- If the custodial parent remarries, the plan of the custodial parent's spouse (stepparent) pays second.
- The plan of the non-custodial parent pays third (last among these three).
Arrange the elements
Based on the established sequence, we arrange the given options from first consideration (top) to last:
- The plan of the custodial parent
- The plan of the spouse of the custodial parent if remarried
- The plan of the parent without custody
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- The plan of the custodial parent
- The plan of the spouse of the custodial parent if remarried
- The plan of the parent without custody