Question

checking a credit report is a good way to
○ know whether credit is improving.
○ reduce the amount of money owed.
○ determine which debts to pay off.
○ decrease interest payments.

Explanation:

A credit report shows a person's credit history, including factors that affect credit scores. Checking it helps monitor changes in credit - related aspects, so it can show if credit is improving. Reducing money owed requires paying debts, not just checking the report. Determining which debts to pay off depends on financial planning, not the report's info. Decreasing interest payments involves actions like refinancing, not just checking the report.

Answer:

A. know whether credit is improving.