Question

the chart shows pricing and payment options for two big items.

item	rent - to - own payments	installment plan	cash price
18.3 cf refrigerator	$140 a month for 12 months	$80.67 a month for 12 months	$800

which is the best option for people who need the items immediately but cannot pay cash now?

• choosing installment plans for both items
• choosing rent - to - own plans for both items
• saving up enough money before buying either item
• splitting the items between installment and rent - to - own plans

Explanation:

1. Analyze the "need immediately" and "cannot pay cash now" condition: Saving up (option 3) is out as it delays ownership. Rent - to - own (option 2) and splitting (option 4) or rent - to - own vs installment: We calculate total cost for each option.

• For installment plan (option 1):
• Laptop: $100.83\times12 = 1209.96$
• Refrigerator: $80.67\times12 = 968.04$
• Total: $1209.96 + 968.04=2178$
• For rent - to - own (option 2):
• Laptop: $150\times12 = 1800$
• Refrigerator: $140\times12 = 1680$
• Total: $1800 + 1680 = 3480$
• Option 4 (splitting) will have a total cost between option 1 and 2. Since installment plan has lower total cost than rent - to - own and allows immediate use (as it's a way to get the item now with monthly payments), and we need the items immediately, choosing installment plans for both is better.

Answer:

choosing installment plans for both items