Question

1. what is freedom of choice? select all that apply.

our pre-arranged funeral benefit program
our income protection program
the freedom to select which type of insurance a client wants
our mortgage protection program
our solution to the problem of traditional life insurance taking 4-6 months to pay out
our accidental injury protection program

1. without freedom of choice, what options do people have for paying for final expenses? select all that apply.

have loved ones use hard - earned savings that were accumulated over years of work
have loved ones take out a loan
have loved ones claim existing life insurance immediately after a death
have loved ones start a go fund me
have loved ones put them on credit cards and spend years paying them off

Explanation:

Question 28

To determine Freedom of Choice, we analyze each option:

• "Our pre - arranged funeral benefit program" is a specific program, not about choice of insurance type.
• "Our Income Protection program" is a specific program, not about choice of insurance type.
• "The freedom to select which type of insurance a client wants" directly defines freedom of choice in insurance selection.
• "Our Mortgage Protection program" is a specific program, not about choice of insurance type.
• "Our solution to the problem of traditional life insurance taking 4 - 6 months to pay out" is about a solution, not choice of insurance type.
• "Our Accidental Injury Protection program" is a specific program, not about choice of insurance type.

We consider options for paying final expenses without Freedom of Choice (i.e., without the ability to choose a suitable insurance):

• "Have loved ones use hard - earned savings that were accumulated over years of work" is a possible option as there's no suitable insurance chosen.
• "Have loved ones take out a loan" is a possible option as there's no suitable insurance chosen.
• "Have loved ones claim existing life insurance immediately after a death" is not correct because without Freedom of Choice, they may not have a suitable existing life insurance to claim immediately.
• "Have loved ones start a Go Fund Me" is a possible option as there's no suitable insurance chosen.
• "Have loved ones put them on credit cards and spend years paying them off" is a possible option as there's no suitable insurance chosen.

Answer:

The freedom to select which type of insurance a client wants

Question 29