Question

1. the following question has two parts. answer part a first, and then part b.

part a what is the author’s central idea in “the importance of funding microfinancing organizations”?
a microloans are short - term business loans with low interest rates.
b people believe that micro - businesses do not effectively reduce poverty.
c governments recognize the benefits of microloans in developing countries.
d microfinancing organizations help create financial stability around the world.
part b which sentence from the passage provides evidence that best supports the central idea in part a?
a “microfinance programs provide the basics, such as checking and savings accounts and stamp capital.” (paragraph 6)
b “they argue that, in order to effect large - scale change, local businesses need to create job opportunities that are suited to the poor.” (paragraph 10)
c “the world bank estimates that more than 500 million people have directly and indirectly benefited from microfinancing.” (paragraph 11)
d “around nine percent of the world’s population lives in extreme poverty, which is defined as living on less than $2 per day.” (paragraph 12)

1. the following question has two parts. answer part a first, and then part b.

part a which best states the author’s purpose in including paragraph 1 in “the importance of traditional bank loans”?
a to give readers instructions to start a business in the community
b to compare the various options available to fund readers’ business ideas
c to entertain readers with amusing anecdotes about building a small business
d to persuade readers that traditional banks are the best place to get a business loan
part b how does the author support the purpose from part a?
a the author appeals to logos by providing historical details.
b the author appeals to logos by providing expert opinions.
c the author appeals to pathos by providing an example scenario.
d the author appeals to pathos by providing a personal anecdote.

Explanation:

Part A (Question 19)

To find the author’s central idea in “The Importance of Funding Microfinancing Organizations”, we analyze each option:

• Option A describes microloans’ features, not the central idea.
• Option B presents a belief about micro - businesses, not the main point of the article.
• Option C focuses on governments’ recognition, which is not the central idea.
• Option D states that microfinancing organizations help create financial stability around the world, which aligns with the title and the overall theme of the importance of microfinancing.

We need to find evidence that supports the central idea (microfinancing organizations help create financial stability around the world):

• Option A talks about what microfinance programs provide, not about financial stability.
• Option B focuses on local businesses and job opportunities, not directly on financial stability.
• Option C: The World Bank estimate that more than 500 million people have directly and indirectly benefited from microfinancing shows the positive impact of microfinancing, which supports the idea of creating financial stability.
• Option D provides information about extreme poverty, not about the impact of microfinancing.

To find the author’s purpose in including paragraph 1 in “The Importance of Traditional Bank Loans”:

• Option A: The paragraph is not about giving instructions to start a business.
• Option B: The paragraph likely presents different options to fund business ideas, so this option is correct.
• Option C: The paragraph is not for entertainment with anecdotes.
• Option D: The title is about traditional bank loans, but the option says traditional banks are the best, which is not necessarily the purpose of the paragraph.

Answer:

D. Microfinancing organizations help create financial stability around the world.

Part B (Question 19)