Question

1. which event can lead to an increase in insurance claims?

a. reduced algae growth
b. coastal flooding
c. freshwater loss
d. glacier expansion

Explanation:

To determine which event increases insurance claims, we analyze each option:

• Option a: Reduced algae growth is unlikely to cause damage requiring insurance claims.
• Option b: Coastal flooding causes property damage (e.g., homes, businesses) and environmental harm, leading to more insurance claims for repairs/replacement.
• Option c: Freshwater loss (e.g., drought) has less direct, widespread damage than flooding for insurance claims.
• Option d: Glacier expansion is a slow process and not a direct cause of immediate damage needing claims.

Answer:

b. Coastal flooding